Distributed Ledger Technologies (or Blockchains) have gained a tremendous amount of traction over the last couple of years or so, and they are due to serve a far larger purpose than anyone could have imagined in the early Bitcoin days. This article aims to explain how distributed ledgers are changing the modern internet as we know it, on a very fundamental level.
Financial inclusion is an often encountered term in financial services. In fact it may be the most referenced societal benefit that finance firms aspire to better, to the point the term itself may have experienced inflation. Yet financial inclusion has historically had a narrow view of financial inclusion on solely the underserved, today with increasing data it’s much broader, including also the misunderstood.
The regulatory environment around P2P lending can be quite perplexing and can serve as a deterrent to many trying to enter the industry and launch a successful lending platform. Through this piece, we hope to clear some of the legal mist and provide clarity on the regulations that need to be adhered to.
Today Crowd Valley publishes Crowdfunding Market Report for Q3 2014, unveiling the latest trends of this fast-growing industry, as observed by the company during the last quarter.
Since the start of 2014, the international crowdfunding market kept developing fast, with new actors moving the first steps into the arena and many policymakers inserting the topic in their agendas.
As Malaysia’s framework for online investment marketplaces (equity crowd funding) is unveiled, there’s a lot of buzz around the region about the impact of new online funding models. While countries like Malaysia are looking to other countries for benchmarks, initial frameworks are still largely mirroring one another and real world applications will show how they can be applied to new regions.
“Economic Crisis”. A term we heard a lot in recent years and, unfortunately, we still hear today in Europe and in the US. Yes, because the economic crisis is still a reality in many cases, especially among small businesses, one of the backbones of western economies.
Recently, it is not rare to read about the so called “crowdfunding fatigue”, which indicates the feeling of some people, annoyed by too many requests for participating into crowdfunding campaigns. But does such a thing as crowdfunding fatigue actually exist?